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"MotorCycle Direct dealt with my case in a most efficient, polite and professional manner. My appreciation and gratitude goes to the staff of your company that I have had the pleasure to have dealt with. People like them are why I not only stay as a loyal customer but recommend others to try your service."

- Michael Bell.
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"MCD came up top on the comparison website and I have to say, in terms of everything from the ease of putting the quote through, how quickly the policy documents have come out and importantly, the great price, MCD comfortably outstrips anybody I've ever insured with before (and I've been on bikes all my life).

This is by far the easiest renewal and the best policy and price I've had as far as I can remember. It's been unbelievably good!"

- Mr B O'Keeffe.

MCD Motorbike Insurance - providing total cover

Whether you are a first time rider eager to enjoy the open road on-board your new scooter or a sports bike enthusiast, MotorCycle Direct (MCD) has been providing tailored insurance policies for all types of bikers, since 1997.

Our insurance specialists possess a breadth of motorcycling knowledge and will guide you through the process of insuring your bike. Due to our long established relationships with leading insurers we are able to provide competitive insurance premiums.

What do we cover?

Bike Insurance

Over the years we've insured almost every type of bike, and with this vast experience and knowledge we are able to negotiate better deals through our trusted panel of insurers, so we are sure to have a level of cover that suits you.

We offer three types of insurance cover, ranging from the most basic and minimum permitted by law, known as third party cover, where any third parties, including passengers pillions passesngers will be compensated if an accident or injury was deemed to be your fault. However if you want to make sure that you are protected should your bike be stolen or damaged due to fire, then choose our third party fire and theft cover. Alternatively, our fully comprehensive policies will give you peace of mind in almost every eventuality.

We also offer a range of optional extras from UK Motor Breakdown and Accident Assistance, Excess Protect cover through to Helmet and Leathers cover. To find out how we can provide a tailored solution for your particular motorbike simply fill in your details and obtain a quote or contact us to speak to one of our bike insurance specialists.

Moped Insurance

As the cost of keeping a car continues to rise, mopeds are becoming an increasingly popular mode of transport...and for good reason.

Whether you are new or familiar to the joys of moped riding, our team of specialists will find an insurance option perfectly suited to your needs. Find out more about our moped insurance and the types of cover we provide.

Scooter Insurance

We insure a range of scooter manufacturers such as Kawasaki, Aprilia, Vespa and many more. Whether you are a younger rider, experienced rider or you simply use your scooter for commuting; we can find the right insurance policy for you. Discover more about the benefits of taking out scooter insurance with MCD.

Young Rider Motorcycle Insurance

As a young rider, there is little that can beat the freedom of owning and riding your own bike. Regardless of whether it's your first or second bike, you will benefit from dealing with a reputable company with specialist experience in tailoring insurance policies for young riders.

Our dedicated team are on hand to offer assistance and guidance for riders under the age of 25 looking to take out an insurance policy. Simply contact us or you can get a quote online.

Bike Types

Whether you have a high performance sports bike, a classic bike that steals the limelight wherever you go, own a dual purpose trail bike or a touring bike for cruising around the UK or Europe in style, we offer policies for almost any type of motorcycle.

As bikers ourselves , we understand your passion and pride ourselves on working hard to deliver the best policy to suit your needs and interests. To find out what types of bikes we cover, read this quick guide to our insurance policies.


Over the years we've developed a strong relationship with many of the leading motorcycle insurers. As a result, we have access to some of the most competitively priced premiums. Combine this with our team of specialists who have a wide range of knowledge when it comes to all the main manufacturers - from Kawasaki, Suzuki, Yamaha, Triumph, Harley Davidson and much more, and you can be assured that you are insuring your bike with those who are well versed when it comes to your particular bike.

To retrieve a quote simply fill in your details using our online form.

SORN Insurance

Since Continuous Insurance Enforcement (CIE) came into effect in 2011, it is now a legal requirement to insure your bike throughout the year or declare the bike SORN (Statutory Off Road Notification). It poses financial implications for many bikers who would normally keep their bike stored away during the winter months.

This is why Sorn Insurance offers a Laid Up Fire & Theft bike insurance policy, created to provide adequate cover at a lower cost when your bike is not in use, as well as ensuring that you are fully compliant with the law.

Multi bikes Insurance

Shopping around for the best quotes can be a laborious task when you have more than one motorbike. Couple this with the admin of renewing each individual bike and suddenly your pastime becomes more of a chore. With our dedicated multi bike insurance, you can insure up to four motorbikes at once, enabling you to save both time and money, plus you will also benefit from our mirrored bonus scheme.

Modifications Insurance

Modifications are a way to improve, streamline or put the user's own stamp on their bike. Whatever your reasoning for modifying your bike, we offer cover for a wide range of modifications as standard. While it is true that some alterations will increase your premium, we work with our leading panel of insurers to try and secure the best rates for our customers. So whether you have made alterations to the seat, lights, bar ends or made air filter changes, find out what modifications we cover as standard.