Bike Insurance

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Written by Paul Jarvis, 24/11/09

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Motorcyclists are half as likely to hit the road after drinking than car drivers, a new report has discovered, which could help to keep bike insurance premiums low.

As Christmas approaches, the government and police will again be gearing up to focus on drink-drivers, but figures published by the Motor Cycle Industry Association (MCI) have revealed that in 2008, 1.4 per cent of motorcycle riders tested following an accident failed a breathalyser test, compared to an average of 2.7 per cent for all road-user casualties.

"The demands of riding a motorcycle are greater than those of driving a car and it is good to see the majority of motorcyclists recognizing this fact by refusing to mix drinking and riding," said Sheila Rainger, director of communications at the MCI.

By not drinking and riding, motorists are less likely to have to make a claim on their bike insurance, meaning costs can be kept down across the board.

In Scotland, the Royal Society for the Prevention of Accidents has called on both motorcyclists and car drivers to take more training in order to reduce the chances of them being involved in an accident.

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