How we use your information
When customers obtain a quote and/or take out a policy, we collect and hold personal data enabling us to arrange and administer policies, process claims and detect and prevent fraud as appropriate. This personal data includes:
- Name, email address and postal address for correspondence
- Date of birth
- Details of any previous claims and driving convictions
- Medical histories reportable to the DVLA
- Occupation details
All insurers supply details of policies to databases, which the police and other insurers have access to. This helps to detect people who break the law by not taking out insurance and assists in validating information provided by the proposer.
Claims and Underwriting Exchange Register
Insurers and their agents may share information with each other to prevent fraudulent claims and to assess whether to offer insurance, via the Claims and Underwriting Exchange Register operated by Insurance Database Services Ltd. Lists of participants are available on request. In dealing with your application this register may be searched. In the event of a claim, the information supplied together with other information relating to the claim, will be put on the register and made available to participants.
Motor Insurance Database
Your policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers Information Centre (MIIC). This may be consulted by the Police in order to establish who is insured to drive the vehicle. If you are involved in an accident (in the UK or abroad), other UK Insurers, the Motor Insurers Bureau and MIIC may search the MID to ascertain relevant policy information. Persons with a valid claim in respect of a road traffic accident (including citizens of other countries) may also obtain certain information which is held on the MID. You can find out more about this from your Insurer, or at www.miic.org.uk.
Europa Group Ltd is licensed by the Information Commissioner as a data processor and controller. We adhere to the principles of the Data Protection Act and will use any available data solely for the purpose intended. You also have the right to request a copy of all the personal information we hold about you. To do this, simply write to us at the following address enclosing a cheque for £10 payable to Europa Group Ltd to cover our administrative costs in dealing with your request: Data Protection Officer, Europa Group Ltd, Europa House, Midland Way, Thornbury, Bristol, BS35 2JX.
We will take all reasonable steps to confirm your identity before providing you with details of any personal information we may hold about you.
How we store your information
We treat all customer records as confidential. Personal information, including information of a sensitive nature, provided by clients may be retained on manual and/or computer records and/or by other means and will not be disclosed to other parties except to our Auditors and any other organisation allowed access under Statue or exercising their legal entitlement to such access. You are entitled to a copy of such information and where appropriate to have such data corrected or erased.
When you provide us with your data it may be necessary for us to transfer it to other companies within the group, or associated companies in order to provide you with the information and quotations requested. We may also use this information to inform you about other products and services which we feel may be appropriate to you. We will always give you the option to 'opt out' of your information being used in this way. Additionally we will not market to anyone who has registered with either the Telephone or Fax Preference Services.
Calls may be recorded and monitored.
Privacy and Cookies
What are cookies?
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. To purchase products on our websites you need to have cookies enabled.
Cookies are commonly used on the Internet and do not harm your computer. We don't store personally identifiable information such as credit card details in cookies we create, but we do use encrypted information gathered from them to help improve your experience of the site. For example, they help us to identify and resolve errors.
Visit our Privacy and Cookies website area to find out details about what cookies we use and why.
More information about 3rd Party Advertising Cookies
We may engage in advertising on other websites to promote our websites. The advertising partners we use may serve adverts that it believes are most likely to be of interest to you, based on information about your visit to this and other websites (this information is anonymous in that it does not include your name, street address, email address or telephone number). In order to do this, our advertising partner may need to place a cookie on your computer. For more information about this type of online behavioural advertising and how to turn this feature off, please visit www.youronlinechoices.co.uk.
You can choose to prevent your computer from accepting cookies, however it will mean that some features of our websites will not work properly and may restrict your user experience. For example, you may not be able to purchase our products online. Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.
Links to third party websites
Our sites contain some links to other websites. We are not responsible for the content or privacy policies of any of these sites.
Our website uses firewall technology as a standard Internet security measure to prevent the loss, misuse and alteration of the information under our control. Our web servers are located in a high security and high availability co-location facility professionally managed by a third party. The servers that we store personally identifiable information on are kept in a secure environment. This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and offline. We do everything in our power to protect user-information offline. Only employees who need the information to perform a specific task are granted access to personally identifiable information.
Policies shall be interpreted under, governed by and construed in accordance with the laws of England and Wales.
The Chief Executive
Europa Group Ltd
Thanks for visiting MotorCycle Direct. This is the place to come if you need to get bike insurance for any type of bike.
We try our best to give you bike insurance, combined with great cover and benefits. Because of our experience in the market, and the number of motorcyclists we insure, often we can give you the cheapest bike insurance available.