No Claims Bonus


Please click on a question below to reveal the answer.

If you want to submit proof of your No Claims Bonus to us online, click here.

No Claims Bonus (NCB) is a way of giving safer riders our best price. For every year you continuously hold insurance and don't have any claims that are classed as your fault, you may get a discount on your premium. The more years claim free that you have, the more discount you may receive.

When you get a quote, you'll be asked how many years NCB you have. If you are eligible for a discount, this will be reflected in your premium.

You will need to provide proof of your NCB. We'll need to see your latest renewal invitation or cancellation letter from your last insurer, and ask that it:

  • Be in the name of the policyholder
  • Be less than two years old
  • Show the number of years claim free
  • Have been earned in the last three years.

We have insurance companies on our panel that accept a No Claims Bonus that is up to three years old. To find out more, please contact us.

Normally, so long as it's from a European country, and is written in English on headed paper with a start/end date on it.

No, although some insurers may offer an introduction discount subject to criteria. For more information, please contact us.

Yes, as these are a part of your motor driving history.