Cover options

Please click on a question below to reveal the answer.

We offer Comprehensive bike insurance as well as Third Party, Fire and Theft (TPFT) and Third Party Only (TPO).

Yes, we offer a wide range of Optional Extras which you can add to your insurance to tailor it to your specific needs. These include:

  • UK Breakdown
  • Key Protection
  • Legal Expenses
  • Personal Accident
  • Helmet & Leathers
  • Replacement Vehicle
  • Excess Protect

Click here for further details on these optional extras.

These additional cover options can be added to your policy at any time until your policy expires.

Your policy may cover you to ride other bikes, subject to the level of insurance you have selected, your age, your occupation and the type of bike.

You should confirm this at the time you take out your policy and it will be shown on your insurance certificate.

Your policy will automatically allow you to ride in any countries that are part of the European Union for a period of up to one month in any one trip. It does not cover you for travel outside of the European Union.

Each insurer applies different terms to motorcycling abroad so it's best to contact us to ensure you know exactly what you're covered for.

We can arrange for our Insurance Whilst Abroad option to be added to your policy and we will supply you with a Green Card so you are covered for certain countries outside the European Union. This cover is available at an additional charge.

As part of the Continuous Insurance Enforcement it is now a legal requirement to have continuous insurance in place even if your bike is off the road, unless the bike has been declared SORN with the DVLA.

For more information about CIE and the exceptions and penalties in place, visit

Your insurance covers pillion passengers if your statement of fact shows that you have selected this cover.

To be covered for pillion passengers you should select "yes" in answer to the appropriate question on your application.

If you wish to amend your cover to include pillion passengers, please contact our customer services team on 0344 800 0966. There will be a charge for making amendments to your policy.

We're not able to offer cover for track days.

You don't need to activate your EU cover – you are automatically covered for trips of up to 30 days at a time, with a maximum of 90 days in total across the term of your policy.