Cover options

Please click on a question below to reveal the answer.

We offer Comprehensive bike insurance as well as Third Party, Fire and Theft (TPFT) and Third Party Only (TPO).

Yes, we offer a wide range of Optional Extras which you can add to your insurance to tailor it to your specific needs. These include:

  • UK Breakdown
  • Key Protection
  • Legal Expenses
  • Personal Accident
  • Helmet & Leathers
  • Replacement Vehicle
  • Excess Protect

Click here for further details on these optional extras.

Your policy may cover you to ride other bikes, subject to the level of insurance you have selected, your age, your occupation and the type of bike.

You should confirm this at the time you take out your policy and it will be shown on your insurance certificate.

Your policy will cover you for up to 30 days trip in the EU, for longer trips you will need to contact us. From the 2nd August 2021, you no longer require a Green card to travel to the EU.

You are covered to drive in these countries only:

Austria Andorra Belgium Czech Republic Denmark
Estonia Finland France Germany Greece
Hungary Iceland Italy Latvia Liechtenstein
Lithuania Luxembourg Malta Netherlands Norway
Poland Portugal Serbia Slovakia Slovenia
Spain Sweden Switzerland Croatia Republic of Cyprus
Bulgaria Monaco Republic of Ireland Romania San Marino
The Vatican City

For international travel, outside the EU, you will need to contact us to see if we can cover this for you. Please give 14 days' notice where possible.

As part of the Continuous Insurance Enforcement it is now a legal requirement to have continuous insurance in place even if your bike is off the road, unless the bike has been declared SORN with the DVLA.

For more information about CIE and the exceptions and penalties in place, visit

Your insurance covers pillion passengers if your statement of fact shows that you have selected this cover.

To be covered for pillion passengers you should select "yes" in answer to the appropriate question on your application.

If you wish to amend your cover to include pillion passengers, you can make this change in your Customer Portal.

We're not able to offer cover for track days.

You don't need to activate your EU cover – you are automatically covered for trips of up to 30 days at a time, with a maximum of 90 days in total across the term of your policy.