MotorCycle Direct Fees & Charges
Our fees and charges are always visible, allowing you to make an informed decision before your purchase, make changes to or cancel your insurance policy. These fees and charges are in addition to any premium that is charged by your insurer.
| Fees and Charges | Description | Amount (£) |
| New business fee | This is for arranging a new policy. | up to £75 |
| Renewal fee | This is for arranging a renewal | up to £75 |
| Mid-term adjustment fee | Change of vehicle or driver. | £50 |
| Any other permanent change. | £30 | |
| Cooling off cancellation fee | If your policy is cancelled within 14 days from the start date of your policy, this fee will be charged. | £25 |
| Cancellation fee | If your policy is cancelled after 14 days from the start date of your policy, a fee will be charged. | £50 |
| Price comparison charge | If your policy was taken out through a price comparison site and your policy is cancelled by you or us, we reserve the right to charge within the first year. | £25 |
| Credit card charge | If you pay by credit card. | FREE |
| Duplicate document charge | If you require duplicate documents. | £20 |
| Document Postage Charge | Free | |
| Paper | Free | |
| Voided policies fees | This is for a policy which has been voided. | £75 |
Please refer to our Terms of Business and your policy documentation for further details, including your right to cancel under the terms of the "cooling-off" period and afterwards and for details of how refunds of premium are calculated.
Please be aware that premiums for our optional extras, e.g. Legal Expenses, are non-refundable.
